Around last quarter of 2019, There some of the key points i would like to highlight for the traveljoy ,

The grouping of the Area have change and also the consulting a doctor in SG within 5 days now become 3 days

please take a read on the brochure for more information and changes.

Travel Joy 

For personal accident there are some changes in the TCM coverage, please refer to the brochure for more information and changes.

Personal accident plan